Contractors Insurance in Queens, Farmingdale, Amityville, Bayside, Massapequa, Babylon, NY, and the Surrounding Areas
Protect Your Business with Contractors Insurance
Whether you install plumbing for a living, paint the interior and exterior of homes in Queens, Farmingdale, Amityville, Bayside, Massapequa, Babylon, NY, and the surrounding areas, or do other services like these, you need to have the right contractors insurance in place for your business.
Working with our team at First Choice Insurance means that you will get several quotes for your insurance needs, ensuring that you aren’t paying any more than you need to for the right coverage. If you don’t have the right contractors insurance, you are playing a dangerous game of seeing how long you can do your job before something happens. You don’t want to find out the hard way that you are either missing insurance coverage or that you don’t have enough insurance.
Get Comprehensive Contractors Insurance Today
Protect your business with contractors insurance tailored to your needs. Whether you’re installing plumbing, painting homes, or providing other services in Queens, Farmingdale, Amityville, Bayside, Massapequa, Babylon, or nearby areas, First Choice Insurance has you covered.
Our team works with you to ensure you get the right coverage at competitive rates, from general liability to workers’ compensation, inland marine, and more. Having contractors insurance not only safeguards your business but also gives your clients peace of mind and helps you secure more bids.
Don’t wait until it’s too late—get a personalized quote today and protect your livelihood with First Choice Insurance.
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The Most Important Insurance Policies For Contractors
While not every insurance is needed, there are several insurance policies that nearly every contractor should have. The first of these is general liability insurance to help protect from people injuring themselves as well as from accidental damages from your work on a client’s property. The next is worker’s compensation insurance, which is needed if you have any employees working for you. Commercial auto insurance is the next insurance you need, as most contractors need a work vehicle to transport themselves, their tools, as well as materials to the job site.
Inland marine insurance is very common to have for the materials and tools that are transported to the job site as well as being stored at a third-party location. Professional liability insurance is good if you are consulting on a job or are providing other professional services such as attorneys and accountants. Finally, umbrella insurance helps to add to the limits of the above insurance policies, ensuring that you don’t overreach your insurance coverages.
Your Clients Will Insist On Insurance
As a contractor, your clients should be insisting on seeing verification that you have contractors insurance in place. This provides them peace of mind that if something bad should happen you are covered and that they will not be put in a bad position. Just having contractors insurance from First Choice Insurance will go a long way to you winning bids for continued work, as well as protecting you from unforeseen issues that can come up at any time.
As a contractor you may not be aware of all of the different insurance policies that may be important for you to have in Queens, Farmingdale, Amityville, Bayside, Massapequa, Babylon, NY, and the surrounding areas. Working with our team allows us to offer a number of suggestions on options to help protect your business.
This means that you can confidently move forward with your business knowing that you have resources to call on if and when you need them. Contact us today to learn more about getting the right contractors insurance in place.
