Small Business Insurance in Queens, NY

Small businesses are the ones that employ the most people, and they provide a wide range of products and services in Queens, NY. Because these small businesses don’t have significant financial resources, the need for small business insurance is very acute. At First Choice Insurance Agency, Inc., we have been helping small businesses get the protection they need for more than 35 years. You can be sure our professional team will always put you first when you’re searching for the appropriate coverage for your business. The majority of our business is done through referrals, and that wouldn’t happen if we didn’t take care of our clients. No matter what kind of business you have, from a restaurant to a remodeling business to lawn maintenance and more, we can provide you with the right coverage at an affordable price. Contact our team today to learn more.

Contractors Insurance and Builders Risk Insurance in Queens

Many times, there are bundles of insurance that can help business owners get the right policies in an easy format. Contractors’ insurance is just such a bundle of insurance policies that benefit different contractors. It contains a general liability insurance policy, inland marine insurance, worker’s compensation insurance, commercial auto insurance, and likely a few others. All of these individual policies address specific needs that a contractor has, such as the vehicle used to get to the job site, materials needed for projects, the employees hired for projects, and more.

When a contractor is working on a construction project, they will likely be required to have a builder’s risk insurance policy. This is insurance that covers property on the construction site when it is damaged or destroyed by fire, vandalism, or another unexpected event. This can include the new materials that are being used on the project as well as the existing building itself.

Tool and Equipment Insurance in Queens, New York

Because many construction projects require people to bring their tools and equipment to the job site, there is a special kind of insurance protection known as tool and equipment insurance. This protection helps to replace tools and equipment that were stolen from the jobsite or other location, a damaged or broken item (beyond the usual wear and tear), as well as vandalism such as removing graffiti. There is a lot of money invested in the equipment and tools used so it is important to protect this investment with First Choice Insurance Agency, Inc.

From builder’s risk insurance to contractors’ insurance and tool and equipment insurance, there are many options for protection with small business insurance. Queens played a minor role in the American Revolution, as compared to Brooklyn, where the Battle of Long Island was largely fought. The New York City borough of Queens was authorized on May 4, 1897, by a vote of the New York State Legislature after an 1894 referendum on consolidation. Talk with our independent insurance agents today to ensure you have the right small business insurance in place.